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<!-- This is an auto-generated comment: release notes by coderabbit.ai
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## Summary by CodeRabbit
* **New Features**
* Expanded Stripe webhooks: handles invoice and one‑time/subscription
events, sends templated payment receipt and failure emails, posts
chargeback alerts to Telegram.
* Customer invoices API plus client and UI support for listing invoices;
backend stores invoice status, total, and hosted URL.
* **Tests**
* Added end‑to‑end tests for new webhook scenarios (receipts, failures,
chargebacks) and invoices API with email outbox checks.
* **Chores**
* Centralized Telegram helpers and improved formatting, validation, and
reliability.
<sub>✏️ Tip: You can customize this high-level summary in your review
settings.</sub>
<!-- end of auto-generated comment: release notes by coderabbit.ai -->
<!-- CURSOR_SUMMARY -->
---
> [!NOTE]
> Introduces end-to-end invoice visibility and payment notifications.
>
> - **Emails:** Adds default `payment_receipt` and `payment_failed`
templates and sends them from Stripe webhooks for one-time and
subscription payments (skips non‑uncollectible failures); resolves
recipients for users/teams.
> - **Webhooks:** Expands handled events; upserts invoices on
`invoice.*`; stricter unknown-type handling; adds Telegram chargeback
alert; refactors init script Telegram sending.
> - **Data model:** Extends `SubscriptionInvoice` with `status`,
`amountTotal`, `hostedInvoiceUrl` and writes them via
`upsertStripeInvoice`.
> - **API/SDK/UI:** New paginated `GET
/payments/invoices/{customer_type}/{customer_id}`; client interface
(`listInvoices`, hooks) and template Payments panel render an invoices
table.
> - **Tests:** E2E for invoices access, webhook behaviors, and email
delivery.
>
> <sup>Written by [Cursor
Bugbot](https://cursor.com/dashboard?tab=bugbot) for commit
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